{"id":1820,"date":"2020-08-10T09:00:00","date_gmt":"2020-08-10T09:00:00","guid":{"rendered":"https:\/\/delaughterbailbonds.com\/blog\/?p=1820"},"modified":"2020-08-03T12:51:56","modified_gmt":"2020-08-03T12:51:56","slug":"what-to-do-if-you-cant-afford-to-pay-bail","status":"publish","type":"post","link":"https:\/\/delaughterbailbonds.com\/blog\/what-to-do-if-you-cant-afford-to-pay-bail\/","title":{"rendered":"What to Do If You Can\u2019t Afford to Pay Bail?"},"content":{"rendered":"<p>The American criminal justice system is known to detain the poor unreasonably and for making it easier for the rich to escape. <a href=\"https:\/\/www.prisonpolicy.org\/reports\/incomejails.html\">70% of defendants<\/a> in our jails have never been through a trial. They\u2019re detained because they don\u2019t have the means to pay for their bail.<\/p>\n<p><!--more--><\/p>\n<p>Cash bail is expensive, so what other options do we have?<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-1822\" src=\"https:\/\/delaughterbailbonds.com\/blog\/wp-content\/uploads\/2020\/08\/bail-agent-speaking.jpg\" alt=\"bail agent speaking\" width=\"501\" height=\"335\" srcset=\"https:\/\/delaughterbailbonds.com\/blog\/wp-content\/uploads\/2020\/08\/bail-agent-speaking.jpg 501w, https:\/\/delaughterbailbonds.com\/blog\/wp-content\/uploads\/2020\/08\/bail-agent-speaking-300x201.jpg 300w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/><\/p>\n<p>Let\u2019s take a look:<\/p>\n<h2>Request a lower amount<\/h2>\n<p>If you feel like the judge has set a high bail amount, you can make a formal request for a lower amount. However, you can only do so through your criminal defense lawyer at the time of the arraignment or the bail hearing. The judge will then make a decision based on their discretion if your lawyer could convince them that the amount may impose economic hardship on you.<\/p>\n<p>In some cases, this judge might even allow you to be released on their own recognizance. In this case, you\u2019ll promise that you\u2019ll return for your court hearings, without paying any bail. The judge will only consider this amount if you don\u2019t pose any flight risk and have been accused of a minor crime.<\/p>\n<h2>Get a loan<\/h2>\n<p>Getting a loan would help, but it\u2019ll be not easy. Few lenders will be willing to lend to someone with a criminal record because of the uncertainty of the situation. You\u2019ll have to opt for alternative loan options instead of reaching out to a bank. Try asking a friend or a family member if they\u2019re willing to lend. Otherwise, private lenders may help.<\/p>\n<p>Loans are more manageable if you have a steady monthly income or enough reserve assets. You can use the asset as collateral and apply for hard money or asset-based loan. Hard money lenders are more concerned about the value of the underlying asset and less about your credit scores. Hard money lenders are offered by private lenders that are under no legal obligation to comply with the banking regulations. This results in faster transactions. If you want to get out of jail as soon as possible, hard money loans are a quicker option.<\/p>\n<h2>Bail Bonds<\/h2>\n<p>Bail bonds are by far the most convenient and affordable alternative to cash bail. The good news is that you can get a friend or a family member to sign the bond on your behalf if you don\u2019t have enough money. Unlike cash bail, a bail bond only requires you to pay 10% of the total amount as commission. You\u2019ll also need to secure the bond with some collateral. The bail bond agent pays the remaining amount on the condition that you\u2019ll return for the hearings.<\/p>\n<p>Bail bonds are instantly available, reliable, and easy on the pocket. If you\u2019re in Indiana, you\u2019re in luck because the agents at DeLaughter Bail Bonds are available 24 hours a day and <a href=\"https:\/\/delaughterbailbonds.com\/service-areas\/\">throughout the state<\/a>. <a href=\"https:\/\/delaughterbailbonds.com\/contact-us\/\">Get in touch now.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The American criminal justice system is known to detain the poor unreasonably and for making it easier for the rich to escape. 70% of defendants in our jails have never been through a trial. They\u2019re detained because they don\u2019t have the means to pay for their bail.<\/p>\n","protected":false},"author":1,"featured_media":1821,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[],"_links":{"self":[{"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/posts\/1820"}],"collection":[{"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/comments?post=1820"}],"version-history":[{"count":1,"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/posts\/1820\/revisions"}],"predecessor-version":[{"id":1823,"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/posts\/1820\/revisions\/1823"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/media\/1821"}],"wp:attachment":[{"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/media?parent=1820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/categories?post=1820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/delaughterbailbonds.com\/blog\/wp-json\/wp\/v2\/tags?post=1820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}